Hello, thanks for
visiting Payday Penguin

£550
£100
£1000

Representative APR 2957.3% (variable)
Representative Example: Amount of credit: £225 borrowed for 28 days. Interest: £67.50. Interest rate: 391.1% p.a. (fixed).
Representative APR: 2957.3%. Total amount payable: £292.50.
The Representative APR will depend on the lender you are placed with.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

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Hear what our customers had to say

"I used the Payday Penguin website to compare different lenders so I could find the Payday Penguin that was going to cost me the least for the amount of time that I needed the money. Thank you for your help."

Mary, Essex

"There are lots of websites out there that say they can help you arrange a payday loan but a lot of them don't actually a lot. Payday Penguin found me a loan and sorted me our – thanks guys."

Daniel, London

The Questions You want Answered

Latest Questions

How much can I borrow?

Jane Thorpe, Surrey | posted 4 days ago
We can help with loan amounts of £100 - £1000. However the exact loan amount you are able to borrow will depend on your own individual credit score and the criteria of your chosen lender. Once our system has matched you with a lender you will be able to see the full details of the Payday Penguin.

How quickly can I get the Payday Penguin?

Mark Jones, Manchester | posted 7 days ago
Some of our lenders can pay out your loan as quickly as 15 minutes. Others take a day or 2. It really depends on your own situation. Some lenders may ask you for a copy of a pay slip before approving your loan, so as soon as you get it back you can get your payout. On average customers receive a loan within 1 hour.

What is a payday loan?

Jenna Alcock, London | posted 7 days ago
A Payday loan is a short-term loan designed to be paid back when you next get paid. It should be used as short-term cash only and it not suitable as a longer term solution. If you will not be able to repay in full on your next payday they you should find a longer-term solution.